Well-informed?

Hermann & Hensel Versicherungsmakler GmbH

Im Rohnweiher 6
53797 Lohmar
Germany

P: +49 (0) 2205 73844-0
E: mail@hermannundhensel.de

Managing Director

Dr. Martin Hemm
Veronica König
Thomas Icks

Trade Register entry

AG Siegburg, HRB 11606

Permission has been granted to us in accordance with § 34d GewO (German Industrial Code).
Insurance Mediator Register IHK: D-A376-C4UYC-11

Chamber responsible

Industrie- und Handelskammer Bonn/Rhein-Sieg
Bonner Talweg 17
53113 Bonn

Professional title

Insurance broker – Status information as entered in the Insurance Mediator Register – Federal Republic of Germany.

Vocational regulations

§ 34d Gewerbeordnung (Industrial Code) – if applicable, § 34c / 34f Gewerbeordnung – §§ 59-68 Versicherungsvertragsgesetz, Versicherungsvermittlungsverordnung (Insurance Contract Act, Insurance Mediation Directive). The professional regulations can be viewed and called up via the homepage www.gesetze-in-internet.de operated by the Federal Ministry of Justice and juris GmbH.

Disclaimer

All the information in our range of Internet offers has been carefully inspected. We do our best to keep this range of information offers up to date and correct in content, as well as complete. In spite of this, the occurrence of errors cannot be fully ruled out. Therefore, we cannot bear liability for the completeness, correctness and updated status of the information.

The editor can change this website at their own discretion and/or cease operation of the website at any time without prior announcement. It is not obligatory to update the contents of this website.

The access to and the use of this website shall take place at the user’s risk. The publisher, their clients and partners cannot be held responsible and shall bear no liability for damages, amongst other things for direct, indirect, or random damages to be defined specifically in advance or consequential damages which have allegedly occurred through or in connection with the access and/or the use of this website.

Picture credits

© iStock
© Shutterstock

Information on the issues arising through external links

Hermann & Hensel Versicherungsmakler GmbH cannot be held responsible for the contents of websites which are reached through links and which have not been created by Hermann & Hensel Versicherungsmakler GmbH. As content provider, they are responsible for their “own contents” which they provide for use in accordance with the general legislation. It is necessary to differentiate between own contents and external links which refer to contents offered by other providers. Through the external link, the Hermann & Hensel Versicherungsmakler GmbH thus far provides “external contents” for use. They are only then responsible for these external contents if they have positive knowledge of them (i.e. also of illegal or prosecutable contents) and it would be technically possible and feasible for them to prevent their use. External links and the related cross-references are “living” (dynamic) references. Hermann & Hensel Versicherungsmakler GmbH has inspected on first linking the external content whether this content might trigger possible civil or criminal responsibilities. By law, they are not obligated to consistently inspect the contents referred to in their own offers for changes which might give new cause for such responsibilities. Only if they determine or are made aware by third parties that a specific range of offers to which they have provided an external link might trigger a civil or criminal responsibility shall they remove any reference to this range of offers inasmuch as this is technically possible and feasible.

If there is a possibility within the Internet offers provided to enter personal or company data (email addresses, names, addresses), then the statement of this data shall take place expressly on a voluntary basis on the part of the user.

Disclaimer for journalistic-editorial contents

Those stated as responsible in the Imprint shall bear no guarantee for the updated status, correctness and completeness of the information provided. Liability claims for damages of a material or non-tangible kind which were caused through the use of the information offered shall remain excluded unless intent or grossly negligent culpability can be proven. We expressly reserve the right to change, supplement and delete parts of the website or the entire website without special announcement, or to temporarily or finally cease publication.

Copyright protection

In spite of careful inspections, we may without our knowledge have utilised copyright-protected material. We hereby declare that all rights shall be acknowledged and necessary corrections of texts and figures shall be conducted without delay as soon as the matter is brought to our attention. In such cases, we ask the owner to assert the appropriate rights; their rights without taking the unnecessary step of a written warning combined with the request for reimbursement of the lawyer’s costs.

Brand protection

In spite of careful inspection, it may be the case that without our knowledge we have used registered brand names (trademarks, product names etc.) without making reference to the brand owner. We hereby declare that all brand rights shall be acknowledged and that the necessary corrections of texts and figures shall be conducted without delay as soon as the matter is brought to our attention.

In such cases, we ask the owner to assert the appropriate rights; their rights without taking the unnecessary step of a written warning combined with the request for reimbursement of the lawyer’s costs.

Right of revocation

Consumers can revoke their order in accordance with the respective current legal situation. For this purpose, the withdrawal of the order placement within two weeks without stating reasons in text form suffices (for example by letter, fax or a traceable email) or by returning brochures. The consent for the processing of your data can be revoked at any time for future application.

Information on written warnings

No written warnings without prior contact. The cost note for a written warning without prior contact with us shall be rejected by us as unfounded in terms of the duty to minimise damages. Should you have a complaint against this website or determine violations of applicable law, please contact us immediately. We shall prioritise the matter and respond immediately after its inspection.

Information on participation in dispute settlement procedures in accordance with § 36 Consumer Dispute Settlement Law

We are prepared to take part in dispute settlement procedures before the following consumer arbitration boards:

Versicherungsombudsmann e. V.
Postfach 08 06 32
10006 Berlin
Germany
www.versicherungsombudsmann.de

Ombudsmann für die private Kranken- und Pflegeversicherung,
Postfach 06 02 22
10052 Berlin
Germany
www.pkv-ombudsmann.de

Online dispute settlement platform by the European Commission
https://ec.europa.eu/consumers/odr